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Philippine Government Finance Reference

Plain-language guides to SSS, BIR, BSP, and Pag-IBIG rules. Understand contribution tables, tax brackets, exchange rates, and housing loan terms.

All Reference Pages

SSS
SSS Contribution Table 2025
Complete SSS contribution table with employee and employer shares by salary bracket. See rates for employed, self-employed, and voluntary members.
SSS
SSS Pension Table
Estimated monthly SSS pension amounts by salary credit and years of contribution. Includes the three pension formulas and eligibility requirements.
BIR
Withholding Tax Table Philippines
Official TRAIN Law withholding tax brackets and rates for 2023 onwards. See annual and monthly tax tables with a worked example.
BSP
BSP Exchange Rate Guide
How the Bangko Sentral ng Pilipinas sets the USD/PHP reference rate, what the PDS is, and why bank rates differ from the BSP rate.
Pag-IBIG
Pag-IBIG Housing Loan Guide
Pag-IBIG Fund housing loan interest rates, maximum loanable amounts, eligibility requirements, and how to apply.

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